Terms and Conditions
Last updated: 19.03.2025
1. Introduction
Welcome to Finance-Rocks. These Terms and Conditions ("Terms", "Terms and Conditions") govern your use of our website located at www.finance-rocks.com and our YouTube channel ("Finance-Rocks") operated by Sascha Getzinger.
By accessing or using our website and YouTube channel, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access our Services.
2. Intellectual Property Rights
2.1 Our Content
Unless otherwise indicated, the website and YouTube channel and all content, including but not limited to logos, icons, graphics, videos, images, software, and text, are the property of Sascha Getzinger and are protected by copyright, trademark, and other intellectual property laws.
You may access, download, or print content from our website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website and YouTube channel without our express written consent.
2.2 User Content
If you post, upload, or otherwise make available any content on our website or in comments on our YouTube videos ("User Content"), you grant us a non-exclusive, royalty-free, transferable, sub-licensable, worldwide license to use, display, reproduce, transmit, modify, and distribute your User Content in connection with our Services.
You represent and warrant that you own or have the necessary rights to post your User Content, and that your User Content does not violate the rights of any third party, including intellectual property rights, privacy rights, publicity rights, or contractual rights.
3. User Conduct
When using our website and YouTube channel, you agree not to:
- Use our Services in any way that violates any applicable national or international law or regulation
- Use our Services to transmit or send unsolicited commercial communications
- Use our Services for the purpose of exploiting, harming, or attempting to exploit or harm minors in any way
- Engage in any conduct that restricts or inhibits anyone's use or enjoyment of our Services
- Use our Services in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use
- Upload or transmit viruses, trojan horses, or other material that is malicious or technologically harmful
- Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of our Services, the server on which our Services are stored, or any server, computer, or database connected to our Services
- Post or transmit content that is illegal, fraudulent, or violates the rights of others
4. Limitation of Liability
In no event shall Sascha Getzinger, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use our Services
- Any conduct or content of any third party on our Services
- Any content obtained from our Services
- Unauthorized access, use, or alteration of your transmissions or content
5. Disclaimer
Your use of our Services is at your sole risk. Our Services are provided on an "AS IS" and "AS AVAILABLE" basis. We expressly disclaim all warranties of any kind, whether express or implied, including the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We make no warranty that our Services will meet your requirements, be available on an uninterrupted, secure, or error-free basis, or be accurate, reliable, complete, legal, or safe.
5.1 Legal Disclaimer for Financial Content
This channel is for educational and informational purposes only and does not constitute financial advice. Any recommendations are based on personal insights and experience, not regulated financial advisory services. This channel may also include affiliate links that support us at no extra cost to you.
We do not provide financial, legal, tax, or investment advice. The content on our website and YouTube channel is for informational purposes only and is not intended to be financial, legal, tax, or investment advice. Always consult with a professional financial advisor, legal counsel, tax professional, or investment advisor concerning the specific nature of your situation.
6. Links to Other Websites
Our Services may contain links to third-party websites or services that are not owned or controlled by Sascha Getzinger. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.
7. Termination
We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.
8. Governing Law
These Terms shall be governed and construed in accordance with the laws of Austria, without regard to its conflict of law provisions.
9. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use our Services.
10. Contact Us
If you have any questions about these Terms, please contact us:
Sascha Getzinger
4040 Linz
Austria
info@finance-rocks.com