Privacy Policy for Finance-Rocks

Last updated: 19.03.2025

1. Introduction

Welcome to Finance-Rocks ("we," "our," or "us"). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.finance-rocks.com and our YouTube channel ("Finance-Rocks").

This Privacy Policy applies to information we collect:

On our website
Through our YouTube channel
In email, text, or other electronic communications with us

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access our website or YouTube channel.

2. Data Controller

For the purposes of the EU General Data Protection Regulation (GDPR), we are the data controller of your personal data. If you have any questions about this Privacy Policy or our data practices, please contact us at:

Sascha Getzinger
4040 Linz
Austria
info@finance-rocks.com

3. Data We Collect

We may collect several types of information from and about users of our website, including:

3.1 Personal Data

Personal data means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data). We may collect the following personal data:

Identity Data: First name, last name, username or similar identifier
Contact Data: Email address and, if applicable, mailing address and phone number
Technical Data: Internet protocol (IP) address, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access our website
Usage Data: Information about how you use our website and YouTube channel
Communication Data: Your preferences in receiving marketing from us and your communication preferences

3.2 Non-Personal Data

We also collect, use, and share Aggregated Data such as statistical or demographic data. Aggregated Data may be derived from your personal data but is not considered personal data as it does not directly or indirectly reveal your identity.

4. How We Collect Your Data

We use different methods to collect data from and about you, including:

4.1 Direct Interactions

You may provide us with your Identity and Contact Data by filling in forms or by corresponding with us by email or otherwise.

4.2 Automated Technologies

As you interact with our website, we may automatically collect Technical Data about your equipment, browsing actions, and patterns. We collect this data by using cookies, server logs, and other similar technologies.

4.3 Third Parties

We may receive personal data about you from various third parties, such as:

Google Analytics - We use Google Analytics to help us understand how our users use the website. Google's privacy policy can be found at https://policies.google.com/privacy.
YouTube - As we operate a YouTube channel, YouTube's privacy policy also applies when you interact with our content there. YouTube's privacy policy can be found at https://policies.google.com/privacy.

5. Cookies

Our website uses cookies to distinguish you from other users of our website. A cookie is a small file placed on your device when you visit a website. You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies.

We use the following types of cookies:

Strictly Necessary Cookies: Required for the operation of our website
Analytical/Performance Cookies: Allow us to recognize and count the number of visitors and see how visitors move around our website
Functionality Cookies: Enable our website to provide enhanced functionality and personalization
Targeting Cookies: Record your visit to our website, the pages you have visited, and the links you have followed

For more information about the cookies we use, please see our Cookie Policy.

6. How We Use Your Data

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

To provide and maintain our services
To notify you about changes to our services
To allow you to participate in interactive features when you choose to do so
To provide customer support
To gather analysis or valuable information so that we can improve our services
To monitor the usage of our services
To detect, prevent, and address technical issues
To provide you with news, special offers, and general information about other goods, services, and events which we offer

7. Legal Basis for Processing Personal Data

We will only process your personal data if we have a legal basis for doing so. The legal bases we rely on include:

Consent: You have given us explicit consent to process your personal data for a specific purpose.
Contract: Processing is necessary for the performance of a contract with you or to take steps at your request before entering into a contract.
Legal Obligation: Processing is necessary for compliance with a legal obligation to which we are subject.
Legitimate Interests: Processing is necessary for our legitimate interests or those of a third party, provided your fundamental rights and freedoms do not override those interests.

8. Data Retention

We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data, and whether we can achieve those purposes through other means, and the applicable legal requirements.

9. Your Data Protection Rights

Under the GDPR, you have the following rights:

Right to Access: You have the right to request a copy of the personal information we hold about you.
Right to Rectification: You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete information you believe is incomplete.
Right to Erasure: You have the right to request that we erase your personal data, under certain conditions.
Right to Restriction of Processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
Right to Object to Processing: You have the right to object to our processing of your personal data, under certain conditions.
Right to Data Portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you wish to exercise any of these rights, please contact us using the contact details provided in Section 2.

10. Data Security

We have implemented appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way, altered, or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors, and other third parties who have a business need to know.

11. International Transfers

We may transfer your personal data to countries outside the European Economic Area (EEA). Whenever we transfer your personal data out of the EEA, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:

We will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal data by the European Commission.
Where we use certain service providers, we may use specific contracts approved by the European Commission which give personal data the same protection it has in Europe.

12. Third-Party Links

Our website may include links to third-party websites, plug-ins, and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit.

13. Children's Privacy

Our website is not intended for children under 16 years of age. We do not knowingly collect personal data from children under 16. If we learn we have collected or received personal data from a child under 16 without verification of parental consent, we will delete that information.

14. Changes to the Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top.

15. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Sascha Getzinger
4040 Linz
Austria
info@finance-rocks.com

16. Complaints

You have the right to make a complaint at any time to the supervisory authority for data protection issues in your country. We would, however, appreciate the chance to deal with your concerns before you approach the authority, so please contact us in the first instance.